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Big 4 staff considering move to consulting

I am 23 years old working as staff auditor in one of SEA Office. As disclaimer I didn’t come from target school.

Honestly I think the pay has been good compared to my peers starting in industry. However I think I can do better than wasting my time for slim chance to be partner, thus I considering move to either financial or management consulting like McKinsey or Bain.
Is it really a good move?. I heard consulting can be very lucrative and have better work life balance.
To polish my resume I’m considering CFA instead of Master or MBA because I don’t have much money to pay tuition upfront and I don’t like to take student loan.
Any info will be appreciated, thanks in advance.

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